Integrate seamless finance, powered by Stablecoins, into your business
Give your end-users unparalleled access to local fiat on/off-ramps, deep liquidity, and compliant treasury solutions through a single, robust API.

Empowering the users of global brands
What’s blocking your business expansion into emerging markets?
Operating across Africa and emerging markets presents unique financial challenges for businesses and institutions. Traditional cross-border remittance is time-consuming and costly. Businesses lose value daily due to FX volatility, especially when trying to repatriate funds.
Complex and fragmented regulatory environments
Difficulty integrating local payment methods users trust
Inefficient and costly global settlements
The Yellow Card API


Yellow Card's API is built to redefine business finance in Africa. We provide a robust, compliant, and easy-to-integrate stablecoin-powered infrastructure that directly addresses the complexities of cross-border payments and treasury management in emerging markets.
What the API Offers
Our API is designed for efficiency, compliance, and scale, offering modular solutions for your business needs.


Extensive Support for Local Payment Methods
Integrate with popular, trusted local payment methods (mobile money, instant bank transfers, & more) across 20+ African countries. Increase conversion rates by offering payment options your users trust and use daily.


Competitive Exchange Rates
Get competitive USD/local fiat rates and low transaction costs for efficient and cost-effective transactions. Since it’s powered by Stablecoins you reduce FX exposure, so you can attract and retain more users with cost-effective transactions.


Robust Compliance Protocols
Benefit from built-in Anti-Money Laundering tools, transaction monitoring, and sanctions screening across jurisdictions. Significantly reduce your regulatory burden and operational costs by partnering with the first virtual assets service provider to be issued a VASP license in Africa.


Comprehensive API Payment Portal
Use our intuitive dashboard to easily track transactions, manage balances, and generate reports for complete visibility. Empower your team to take control of business finances.
Experience faster, more cost-effective, and compliant financial flows across Africa.
Built for your business financing needs.

Remittance & Transfers
Collect & Disburse multiple African currencies without the high FX rates, all through Stablecoins.

Crypto Platforms
Enable your end users to buy and sell crypto using local African currencies and payment methods they trust.

Payment Aggregators
Expand your coverage and access over 20 African currencies by integrating our robust on/off-ramp payment rails within your platform.

E-commerce Platforms
Grow your reach by expanding your checkout options with support for a range of African currencies.

FinTech Apps
Whether you’re collecting local currency for purchases, or disbursing for payouts, our API gives you access to over 20 African currencies.
Frequently Asked Questions
What is a Payment API and how would this API benefit my business?
A payment API integrates with your existing software or app to enable instant local fiat on/off ramps across 20 African countries, offering seamless transactions for your customers and competitive exchange rates for your business.
How many countries are supported by the Payments API?
We currently support both on-and off ramp solutions in 20 countries including some of the most popular markets such as Nigeria, Ghana, Cameroon, Kenya, Uganda, South Africa and many more.
Is there an initial sign up fee for using your Payments?
No, there is no initial sign-up fee for using our Payment API.
What payment methods do you provide?
We provide your customers with the convenience of depositing or withdrawing local fiat by means of popular payment methods that they already know and trust, such as mobile money and bank transfer.
How does settlement work with the Yellow Card Payments API
We settle all local fiat transactions in real-time using Stablecoins. This means that once a customer has initiated a deposit or withdrawal request using local fiat from your platform, we will credit your settlement account immediately after the payment is successful.